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Vendors to be banned from using personal payment codes on WeChat and Alipay for business use

Vendors will be banned from using personal payment codes on WeChat and Alipay to receive money for business purposes from next March, according to a notice issued by the People’s Bank of China. Individual accounts with “obvious characteristics of business operations” will be changed to business accounts. Such codes are prohibited from being used for “remote non-face-to-face” payment collection. Personal static payment codes are widely used by small merchants in China for daily transactions. The central bank told local media on Saturday that changes are being made in order to control the financial risks involved in using the static code, adding that consumers’ shopping experience won’t be affected. [Shanghai Finance, in Chinese]

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